DEFINITIONS

 ”SERVICE” shall mean the service located on the Internet at the address: www.getin.pl; www.getinholding.pl and any functions and tools provided by this Service.

The term “USER’ shall mean any individual, who is using the Service in any way.

The Service www.getin.pl; www.getinholding.pl is provided on the below stipulated terms and conditions. The User using the Service accepts these terms: The contents of the Internet pages of the Service is the property of Getin Holding SA with its registered office in Wrocław at Pl. Powstańców Śl. 16-18, 53-314 Wrocław, phone +48 71 797 77 77, fax +48 71 797 77 16, entered into the Business Register kept by the District Court for Wrocław-Fabryczna, 6th Business Division of the National Court Register, under KRS No 0000004335, holding NIP No: 895-16-94-236 and with its share capital amounting to PLN 644 923 258, hereinafter referred to as Getin Holding. Any personal and proprietary copyrights to any elements of the Service (text, graphic, page layout etc.) are reserved.

SERVICE OBJECTIVE

The objective of the Service is to provide the User with up-to-date information and enable contact with the company. The information published on Service pages does not form the binding offer of any services, and is provided for information purposes only. The Services allows to download and print free of charge the documents. The use of the Service is free of charge.

Because of the information character of the Service, Getin Holding shall not be liable for any legal, financial or any other consequences of the User using the information published on the Service. The company shall not be liable for any losses or damages incurred by the User or third parties related in any way to the utilisation of such information, including making the decision on the individual case. The User shall use the Service at his own risk.

Though we endeavour to ensure the reliability and up-to-date nature of the presented information, there is a risk of some inconsistencies. Getin Holding shall not be in any way liable nor shall guarantee the correctness and completeness of the information presented in the Service.

Getin Holding shall not be liable for interruptions in the access to the Service and any information, computer programs or any other contents contained in the Service, nor for any viruses, gaps, defects, computer, or any other electronic signals, which may expose the user to any loss. In addition to the highest extent provided by the law, Getin Holding hereby excludes any express or alleged guarantees, including inter alia the alleged guarantee of sale and suitability for the determined propose.

Getin Holding shall not be liable for the contents of the Internet pages accessed via the links from the Service. The publication of the link shall not mean confirmation of the relation between the Service and the page, to which it refers, excluding pages, which are regulated under separate agreements.

Getin Holding stipulates that the information contained in the Service may be updated with some delay.

COPYRIGHTS

The Service and all its elements are protected by law, including specifically the act dated February 4, 1994 on copyrights and derivative rights (consolidated text: Official Journal 00.80.904 as amended) and the act dated April 16, 1993 on combating unfair competition (Official Journal 93.47.211 as amended).

The name: www.getin.pl and www.getinholding.pl and the following names used on Service pages: GETIN Bank; Getin Leasing; Dom Hipoteki po Prostu; Powszechny Dom Kredytowy; Fiolet; Carcade; are names protected by the provisions of the act dated June 30, 2000, on industrial property law (Official Journal 01.49.508 as amended) and the act dated April 16, 1993 on combating unfair competition (Official Journal 93.47.211 as amended).

PERSONAL DATA

Getin Holding is not collecting or processing personal data within the Service.

USER OBLIGATIONS

The User represents that he shall use the Service, both in respect to the reception and transmission of information, exclusively in the manner complaint with the applicable law, rules of social coexistence and good conduct, respecting the intellectual property rights. The User of the Service accepts that the electronic mail and any other transmissions coming via the Internet may not be free of interference of third parties and are not confidential. The correspondence received by Getin Holding via electronic mail is regarded as not private and non-confidential. Getin Holding reserves the right to unrestricted utilization of the correspondence and other materials received in this way.

FINAL PROVISIONS

Getin Holding reserves the right to make changes to these Rules. The changes will be made by publishing the new contents of the Rules on the Internet page. The changes shall be effective from the time of their publication.

Getin Holding reserves the right for the final interpretation of the contents of the Rules.

These Rules are made available free of charge to the Users of the Service, who can download, restore and record it via the Internet.

All rights to the entire contents of Service pages are reserved. The Service User is entitled to download and print entire pages or their fragments subject to not violating the copyrights and the rights resulting from the registration of the trademarks belonging to Getin Holding. No part of the Service may be used for commercial purposes by duplicating it entirely or in part, transmitted electronically or modified, linked or used in any other manner without the prior written consent of Getin Holding.